Your BCBS ID card has your member number, and in some cases, your employer group number. A) Your Group Number is the number found on your health insurance ID card that is unique to your company. If you have separate prescription drug, dental or vision coverage, you might get separate ID cards for each of these plans. Jennifer Brett-Hargis February 18, 2016. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Insurance stands as a great choice for many people. Healthcare providers use the group number plus your member ID number to file claims for your care. What if you lose your health insurance card? Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. If so were at? where can I find who the policy holder is and does it say it on my card? Your group number and other information is also listed on your health insurance card. You will see dollar amounts on your card, too. Was it expired or should I bring them the paper copy? This information is also found on the insurance policy, and the insurer uses it to identify a group. Quick and easy access to MetLife customer support services and resources. For instance, if you have major medical health insurance and a supplemental medical gap policy to help with your high deductible, you will want to show both health insurance ID cards when you visit the doctor. Insurance cards contain important information, provide proof of insurance, and ensure youre charged the right amount for care. Each employer choses a package for their employees based on price, or types of coverage. Finance. IRS Tax Debt Relief Program: What Is It and Do You Qualify? This may be your name. Hello, Margaret. Your ID number is also the key that gets you into Blue Access for Members, your online resource for managing your health care coverage. For some plan types, the plan type will be listed on the ID card (example: HMO), while Medicaid and Child Health Plus cards will feature each programs respective logo. If so, this is likely to be on your insurance card. The BIN number is used by your pharmacy to process your prescriptions, and I believe the code youre referring to is the member suffix. Also known as a copayment, copays vary based on the type of plan you have, the kind of treatments you receive, and whether you use an in-network or out-of-network provider. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Now, if you ever have to provide your group number, you know what it means and where to find it. See if you qualify for student loan refinancing and compare real time offers. Check out our comparison tools to find the best auto insurance, travel insurance, specialty homeowners insurance, life insurance, and more. If your plan includes benefits for prescription drugs, you will also find some information related to them on your health insurance ID card. The policy number on your insurance card is a unique code associated with your insurance plan. To this end, we have highlighted the answer to this question below. Still, you may find additional information on your card, such as: . Whether you purchased your policy on your own or obtained it through your employer, log in to your personal account. Jennifer Brett-Hargis August 15, 2017. Good Luck! You will have to pay the amount that the insurance company does not cover. According to a recent study, compensation and benefits are positioned at the 5th level of the reasons that cause an employees departure. It indicates which company will reimburse the pharmacy for the cost of the prescription. Your RxGRP number is used for several purposes. You may have seen recent news coverage of customers of financial services companies falling victim to social engineering scams. Were here to help you navigate the details. Thus, your employees will have access to a much more generous plan for a few hundred dollars more per year. Touch device users, explore by touch or with swipe gestures. Current Members. David joined CDPHP as a communications specialist in April 2016. Health plan: The name of your plan. As earlier highlighted, the group number on the insurance card is a unique identifier used to determine employees coverage and eligibility for certain services. You can usually find information about your network and copays on your card. Theyll be able to retrieve it automatically using your GRP. Jennifer Brett-Hargis November 29, 2018. A current resident of Raleigh, Christian is a graduate of Shippensburg University with a bachelors degree in journalism. The group number for Kaiser Permanente California is 1234. Individual plans purchased directly from an insurance carrier or through the health insurance marketplace typically do not have a group number because they are not tied to any employer or group. Business Loans for New Businesses: What You Need To Know ? Home Equity Loan vs. Line of Credit: Which Should You Choose? Where would the member ID be on the card? These terms are often used interchangeably to refer to the code assigned to your insurance policy. This information is useful to have in case you need to: Now that youre familiar with the different elements of an insurance card, you can take on a new insurance policy with confidence. After all, its your passport to care and coverage, so you should know what all of the fields of information really mean. What Insurance does Walgreens Accept | 25 Insurance Walgreens Accept, Best Life Insurance for Business Owners | An In-Depth Guide on 2021, Write for Us | Health Insurance, Motor Insurance, Home Insurance & More. Your medical provider will usually use this for billing and plan identification purposes too. The most common types are: Some insurance companies give specific names to certain plans, like those available through the healthcare exchange, instead of using group numbers (above). Only the person indicated on the Member ID Card may use . If not, you can contact your insurance company to learn more about coverage and associated costs. The policyholder is usually the first name listed on your member ID card. The group number on your insurance card is a code given to your employer's insurance plan, just like your policy number is. Your red, white and blue card for Original Medicare (Part A and Part B) does not include a group number. Is Refinancing Your Student Loan Worth It? Should You Hire a Debt Settlement Company or Do It Yourself? When we refer to the health care guarantee of a group insurance plan, people mainly think of drugs. The descriptions below apply to most private health insurance ID cards in the United States. Dont worry. This . Your best bet is to contact KanCare directly. Most formularies are divided into three tiers. As stated above, drugs represent a large part of health care, and unfortunately, the public drug plan is not very generous. When do you need a health insurance card? Power 2019 award information, visit jdpower.com/awards, https://www.cdphp.com/customer-support/pay-my-bill, Important telephone numbers and addresses that allow your healthcare providers to call for information (such as coverage verification, claims questions, pre-authorizations, etc. In this example, where youre using a secondary health insurance policy alongside your major medical coverage, the medical gap insurance does not coordinate benefits with the major medical provider, so your provider will need to contact both insurers. Plan Level: Your plan level (eg: gold, silver, bronze, etc.) An insurance card typically has the policyholder's name, address, and contact information on one side, and the insurance company's name, logo, and policy information on the other side. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. Product availability may vary based on state. In addition to all of this, there may be additional contact information on the back of the card, including: During your first visit to your doctor or pharmacy, they probably made a copy of your insurance card to have on file, but its a good idea to have your card handy on subsequent visits just in case theres a mix up with files or computers are down. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. For California residents, CA-Do Not Sell My Personal Info, Click here. If youre lost regarding finding your group number on your insurance card, worry no further. Each member of a family account will have the same ID number and a two-digit suffix to differentiate them. Please contact BCBS at the number listed on your ID card for more information on your specific plan. Each tier is set at a different price that youll pay when you pick up your prescription at a participating pharmacy. (If you are a CDPHP member with no formulary listed on your card, you have Formulary 1.). Neither IHCSB are affiliated with, connected to, or endorsed by Centers for Medicare and Medicaid Services, including the federal Medicare program. Group number: Identifies your employer plan. This may be a flat rate (copay) or a percentage of the cost (coinsurance). Copyright 2023 SuperMoney, LLC. Insurance companies tend to use slightly different terms to identify their plans. Christian Worstell is a senior Medicare and health insurance writer with HelpAdivsor.com. Additional fixed indemnity benefits to help when youre hospitalized. The formulary is the list of prescription drugs that your insurance company covers. As a result, you may see one term on your insurance card and not the other. Several factors influence an employees decision, such as the challenges, the atmosphere, the possibilities for advancement, support and training, compensation, and social benefits. Rx means medical prescription. Hi, Farheen I would suggest contacting your carriers member services department for help with this situation. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. While Original Medicare is not group coverage, there are some group Medicare insurance plans available from private insurance companies. These codes make it easier for healthcare providers, clinics, hospitals, and pharmacists to identify your insurance carrier and submit a claim. Group Number If you receive health insurance through an employer, your unique group number is the same for all employees who participate in the insurance plan. See one term on your card, too pharmacy for the cost ( coinsurance ) number! 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